月利と年利の換算表

2025-07-14T08:23:04Z

153.132.24.140: /* 0.145%〜 */

== 0.145%〜 ==
{| class="wikitable"
|+
!月利
!年利
|-
|0.01%
|0.12%
|-
|0.05%
|0.60%
|-
|0.10%
|1.21%
|-
|0.15%
|1.81%
|-
|0.20%
|2.43%
|-
|0.25%
|3.04%
|-
|0.30%
|3.66%
|-
|0.35%
|4.28%
|-
|0.40%
|4.91%
|-
|0.45%
|5.54%
|-
|0.50%
|6.17%
|-
|0.55%
|6.80%
|-
|0.60%
|7.44%
|-
|0.65%
|8.08%
|-
|0.70%
|8.73%
|-
|0.75%
|9.38%
|-
|0.80%
|10.03%
|-
|0.85%
|10.69%
|-
|0.90%
|11.35%
|-
|0.95%
|12.01%
|}

== 1.00%〜 ==
いまの日本の[[リボ払い]]は「月利1.00%〜1.25%」という設定になっていることが多い。年利16％程度だ。

{| class="wikitable"
|+
!月利
!年利
|-
|1.00%
|12.68%
|-
|1.05%
|13.35%
|-
|1.10%
|14.03%
|-
|1.15%
|14.71%
|-
|1.20%
|15.39%
|-
|1.25%
|16.08%
|-
|1.30%
|16.77%
|-
|1.35%
|17.46%
|-
|1.40%
|18.16%
|-
|1.45%
|18.86%
|-
|1.50%
|19.56%
|-
|1.55%
|20.27%
|-
|1.60%
|20.98%
|-
|1.65%
|21.70%
|-
|1.70%
|22.42%
|-
|1.75%
|23.14%
|-
|1.80%
|23.87%
|-
|1.85%
|24.60%
|-
|1.90%
|25.34%
|-
|1.95%
|26.08%
|}

== 2.00%〜 ==
[[ピート・ハリソンさん]]が毎月払っている「月利2.00%」を年利に換算すると「年利26.82%」だ。2010年頃までの日本のサラ金がやっていた[[グレーゾーン金利]]とほぼ同じだね。
{| class="wikitable"
|+
!月利
!年利
|-
|2.00%
|26.82%
|-
|2.05%
|27.57%
|-
|2.10%
|28.32%
|-
|2.15%
|29.08%
|-
|2.20%
|29.84%
|-
|2.25%
|30.60%
|-
|2.30%
|31.37%
|-
|2.35%
|32.15%
|-
|2.40%
|32.92%
|-
|2.45%
|33.70%
|-
|2.50%
|34.49%
|-
|2.55%
|35.28%
|-
|2.60%
|36.07%
|-
|2.65%
|36.87%
|-
|2.70%
|37.67%
|-
|2.75%
|38.48%
|-
|2.80%
|39.29%
|-
|2.85%
|40.10%
|-
|2.90%
|40.92%
|-
|2.95%
|41.75%
|}

== 3.00%〜 ==
{| class="wikitable"
|+
!月利
!年利
|-
|3.00%
|42.58%
|-
|3.05%
|43.41%
|-
|3.10%
|44.25%
|-
|3.15%
|45.09%
|-
|3.20%
|45.93%
|-
|3.25%
|46.78%
|-
|3.30%
|47.64%
|-
|3.35%
|48.50%
|-
|3.40%
|49.36%
|-
|3.45%
|50.23%
|-
|3.50%
|51.11%
|-
|3.55%
|51.99%
|-
|3.60%
|52.87%
|-
|3.65%
|53.76%
|-
|3.70%
|54.65%
|-
|3.75%
|55.55%
|-
|3.80%
|56.45%
|-
|3.85%
|57.35%
|-
|3.90%
|58.27%
|-
|3.95%
|59.18%
|}

== 4.00%〜 ==
{| class="wikitable"
|+
!月利
!年利
|-
|4.00%
|60.10%
|-
|4.05%
|61.03%
|-
|4.10%
|61.96%
|-
|4.15%
|62.90%
|-
|4.20%
|63.84%
|-
|4.25%
|64.78%
|-
|4.30%
|65.73%
|-
|4.35%
|66.69%
|-
|4.40%
|67.65%
|-
|4.45%
|68.62%
|-
|4.50%
|69.59%
|-
|4.55%
|70.56%
|-
|4.60%
|71.55%
|-
|4.65%
|72.53%
|-
|4.70%
|73.52%
|-
|4.75%
|74.52%
|-
|4.80%
|75.52%
|-
|4.85%
|76.53%
|-
|4.90%
|77.54%
|-
|4.95%
|78.56%
|}

== 5.00%〜 ==
{| class="wikitable"
|+
!月利
!年利
|-
|5.00%
|79.59%
|-
|5.05%
|80.61%
|-
|5.10%
|81.65%
|-
|5.15%
|82.69%
|-
|5.20%
|83.73%
|-
|5.25%
|84.78%
|-
|5.30%
|85.84%
|-
|5.35%
|86.90%
|-
|5.40%
|87.97%
|-
|5.45%
|89.04%
|-
|5.50%
|90.12%
|-
|5.55%
|91.20%
|-
|5.60%
|92.29%
|-
|5.65%
|93.39%
|-
|5.70%
|94.49%
|-
|5.75%
|95.60%
|-
|5.80%
|96.71%
|-
|5.85%
|97.83%
|-
|5.90%
|98.95%
|-
|5.95%
|100.08%
|}

100%突破だ。

== 6.00%〜 ==
{| class="wikitable"
|+
!月利
!年利
|-
|6.00%
|101.22%
|}

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==関連項目==
*[[リボ払い専用クレジットカード ]]
*[[ファミマTカード]]
*[[リボ払い天井張り付き]]
*[[リボ一括]]
*[[ミニマムペイメント]]
*[[PayJoy]]
*[[タックスヘイブン]]
*[[FinTech]]
*[[ビットコイン]]
*[[イーサリアム]]

[[category: 金融]]

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月利と年利の換算表