2019年11月2日 (土) 11:39時点におけるimported>Administratorによる版
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月利
|
年利
|
0.01%
|
0.12%
|
0.05%
|
0.60%
|
0.10%
|
1.21%
|
0.15%
|
1.81%
|
0.20%
|
2.43%
|
0.25%
|
3.04%
|
0.30%
|
3.66%
|
0.35%
|
4.28%
|
0.40%
|
4.91%
|
0.45%
|
5.54%
|
0.50%
|
6.17%
|
0.55%
|
6.80%
|
0.60%
|
7.44%
|
0.65%
|
8.08%
|
0.70%
|
8.73%
|
0.75%
|
9.38%
|
0.80%
|
10.03%
|
0.85%
|
10.69%
|
0.90%
|
11.35%
|
0.95%
|
12.01%
|
いまの日本のリボ払いは「月利1.00%〜1.25%」という設定になっていることが多い。年利16%程度だ。
月利
|
年利
|
1.00%
|
12.68%
|
1.05%
|
13.35%
|
1.10%
|
14.03%
|
1.15%
|
14.71%
|
1.20%
|
15.39%
|
1.25%
|
16.08%
|
1.30%
|
16.77%
|
1.35%
|
17.46%
|
1.40%
|
18.16%
|
1.45%
|
18.86%
|
1.50%
|
19.56%
|
1.55%
|
20.27%
|
1.60%
|
20.98%
|
1.65%
|
21.70%
|
1.70%
|
22.42%
|
1.75%
|
23.14%
|
1.80%
|
23.87%
|
1.85%
|
24.60%
|
1.90%
|
25.34%
|
1.95%
|
26.08%
|
ピート・ハリソンさんが毎月払っている「月利2.00%」を年利に換算すると「年利26.82%」だ。2010年頃までの日本のサラ金がやっていたグレーゾーン金利とほぼ同じだね。
月利
|
年利
|
2.00%
|
26.82%
|
2.05%
|
27.57%
|
2.10%
|
28.32%
|
2.15%
|
29.08%
|
2.20%
|
29.84%
|
2.25%
|
30.60%
|
2.30%
|
31.37%
|
2.35%
|
32.15%
|
2.40%
|
32.92%
|
2.45%
|
33.70%
|
2.50%
|
34.49%
|
2.55%
|
35.28%
|
2.60%
|
36.07%
|
2.65%
|
36.87%
|
2.70%
|
37.67%
|
2.75%
|
38.48%
|
2.80%
|
39.29%
|
2.85%
|
40.10%
|
2.90%
|
40.92%
|
2.95%
|
41.75%
|
月利
|
年利
|
3.00%
|
42.58%
|
3.05%
|
43.41%
|
3.10%
|
44.25%
|
3.15%
|
45.09%
|
3.20%
|
45.93%
|
3.25%
|
46.78%
|
3.30%
|
47.64%
|
3.35%
|
48.50%
|
3.40%
|
49.36%
|
3.45%
|
50.23%
|
3.50%
|
51.11%
|
3.55%
|
51.99%
|
3.60%
|
52.87%
|
3.65%
|
53.76%
|
3.70%
|
54.65%
|
3.75%
|
55.55%
|
3.80%
|
56.45%
|
3.85%
|
57.35%
|
3.90%
|
58.27%
|
3.95%
|
59.18%
|
月利
|
年利
|
4.00%
|
60.10%
|
4.05%
|
61.03%
|
4.10%
|
61.96%
|
4.15%
|
62.90%
|
4.20%
|
63.84%
|
4.25%
|
64.78%
|
4.30%
|
65.73%
|
4.35%
|
66.69%
|
4.40%
|
67.65%
|
4.45%
|
68.62%
|
4.50%
|
69.59%
|
4.55%
|
70.56%
|
4.60%
|
71.55%
|
4.65%
|
72.53%
|
4.70%
|
73.52%
|
4.75%
|
74.52%
|
4.80%
|
75.52%
|
4.85%
|
76.53%
|
4.90%
|
77.54%
|
4.95%
|
78.56%
|
月利
|
年利
|
5.00%
|
79.59%
|
5.05%
|
80.61%
|
5.10%
|
81.65%
|
5.15%
|
82.69%
|
5.20%
|
83.73%
|
5.25%
|
84.78%
|
5.30%
|
85.84%
|
5.35%
|
86.90%
|
5.40%
|
87.97%
|
5.45%
|
89.04%
|
5.50%
|
90.12%
|
5.55%
|
91.20%
|
5.60%
|
92.29%
|
5.65%
|
93.39%
|
5.70%
|
94.49%
|
5.75%
|
95.60%
|
5.80%
|
96.71%
|
5.85%
|
97.83%
|
5.90%
|
98.95%
|
5.95%
|
100.08%
|